Travel Insurance
A quality travel insurance package is available for expatriates with worldwide coverage including the USA and Canada, and annual multi trip packages are available for the frequent traveller. Cover can include up to;
- €7.5 million of medical coverage
- Cancellation or curtailment
- Hospital benefit
- Personal effects and baggage
- Personal money
- Travel delay
- Personal accident maximum benefit €45,000
- Personal liability €3 million
- Legal expenses €30,000
- Winter sports package (additional premium applies)
We guarantee your security and peace of mind by using only the foremost companies available, companies like alc healthcare. For a quotation click here.
Silver and Gold Plans At A Glance
Features |
Silver |
Gold |
| max age at inception | 64 | 69 |
| max period per trip | 31 days | 62 days |
| overall maximum total period of all trips | 183 days | 183 days |
| business travel included | no | yes |
| trips within country of residence (UK/Europe only, with minimum 2 nights in pre-booked paid accommodation excluding sections 3a and 3b) | not included | included |
| family members can travel separately | no | yes |
| wintersports - up to a maximum of | 10 days | 21 days |
| 24 hour emergency service | included | included |
| pre-travel advice line | included | included |
Section / Cover |
Silver cover (excess) Limit (up to) |
Gold cover (no excess) Limit (up to) |
1 Cancellation or curtailment |
€3,750 (€75/deposit €50) |
€7,500 |
2 Emergency medical & associated expenses - in patient benefit |
€7.5 million (€75) €30/day €1,500 max. |
€15 million €30/day €1,500 max. |
3 Replacement business associate |
No cover |
€7,750 |
4 Loss of passport |
€375 (Nil excess) |
€750 |
5 Delayed personal possessions |
€150 (Nil excess) |
€300 |
6 Personal possessions - single article, pair or set - valuables limit |
€2,250 (€75) €225 €300 |
€4,500 €450 €600 |
7 Personal money - cash limit |
€750 (€75) €225 |
€1,500 €450 |
8 Personal accident - death - loss of limb - total disablement |
€7,500 (Nil excess) €22,500 (Nil excess) €22,500 (Nil excess) |
€15,000 €45,000 €45,000 |
9 Missed departure |
€1,125 (Nil excess) |
€2,250 |
10 Delayed departure - delay - abandonment |
€150 (Nil excess) €3,750 (€75) |
€300 €7,500 |
11 Personal liability |
€1.5 million (€150) |
€3 million |
12 Legal expenses |
€15,000 (€150) |
€30,000 |
Additional covers |
||
13 Winter sports cover - Ski pack - Delayed ski equipment - Ski equipment (own) single item limit - Ski equipment (hired) - Piste closure |
€300 (€75) 15 / day €300 max. (Nil excess) €600 (€75) €375 €225 (€75) 15 / day €150 max. (Nil excess) |
€600 15 / day €300 max. €1,200 €750 €450 30 / day €300 max. |
14 Golf cover - Loss of green fees - Delayed golf equipment - Golf equipment (own) single item limit - Golf equipment (hired) - Hole in one |
€225 €300 €1,000 €300 €300 €100 |
Note
• Some sections of cover also have extra sub limits, for example the Emergency Medical and associated expenses section has a Dental limit.
• Winter sports cover and golf cover is only applicable when shown on your Certificate of Insurance and when the appropriate premium has been paid.